Finance Brokers, Powered by Technology

We help Australians make
smarter financial decisions

Our brokers use smart technology to understand your full financial picture, give you personalised advice, and find you better rates from 100+ lenders. No jargon. No pressure. Just real help.

Check Your Financial Health Free · 5 minutes · No credit impact

Talk to a Broker

100+ Lenders$0 Broker FeesASIC Regulated5.0★ Google Rating

How Kreddi Works

Understand. Advise. Act.

Three steps to better financial outcomes, powered by technology and guided by experts.

Understand Your Financial Health

Our proprietary Kreddi Score technology analyses your income, expenses, assets, and liabilities across 5 categories. In just a few minutes, you get a comprehensive score out of 1,000 that reveals your true financial position. It goes far beyond a basic credit check.

No credit impactTakes 5 minutesBank-grade encryption

Get Personalised Expert Advice

A licensed broker reviews your results and creates a tailored action plan. Which debts to consolidate, where to refinance, how to boost your borrowing power. Every recommendation is backed by real data from your financial health assessment.

Licensed brokersData-driven recommendationsTrack your progress

Secure Better Lending

When you're ready to act, whether it's a home loan, car finance, equipment loan, or business funding, we compare 100+ lenders to find the best rates and terms matched to your specific financial profile.

100+ lendersFast approvals$0 broker fees

Our Services

Finance Solutions for
Every Stage of Life

From your first car to your dream home, business equipment to debt consolidation. Our brokers find the right solution from 100+ lenders.

Home Loans

Buying your first home, refinancing, or growing your investment portfolio. We compare rates from major banks and specialist lenders to find the right fit.

Learn more

Car & Vehicle Finance

New, used, luxury, or electric. Whether it is for personal or business use, we structure your finance to save you the most.

Learn more

Equipment Finance

Business equipment from $5K to $2M+. We help you find tax-effective structures that keep cash flow healthy.

Learn more

Business Loans

Cash flow support, invoice finance, commercial property. Growth funding tailored to where your business is headed.

Learn more

Personal Loans

Debt consolidation, renovations, or a major purchase. Competitive rates from lenders who want your business.

Learn more

Financial Health Check

Not sure where you stand? Our free Kreddi Score assessment gives you a clear picture of your financial health, with a personalised roadmap to improve it.

Learn more

100+

Lenders on Our Panel

$10 million+

Loans Settled

5.0★

Google Rating

Broker Fees, Always

Why Australians Trust Kreddi

ASIC Regulated

Australian Credit Representative Number 567387, authorised under Australian Credit Licence 384704. Regulated by ASIC to the highest standards.

Your Interests First

We are legally required to act in your best interest. Our brokers are paid by lenders, never by you. That means our advice is always aligned with what is best for you.

Technology + Human Expertise

Our Kreddi Score technology gives your broker deeper insight than any traditional assessment. That means better recommendations and better outcomes for you.

100+ Lender Panel

More lenders means more options, better rates, and higher approval chances. Especially helpful if you have been knocked back elsewhere.

The data behind your financial picture

We partner with Australia's most trusted data and technology providers to give you the most accurate picture of your finances.

Your Kreddi Score assessment draws on real-time data from leading credit bureaus, open banking providers, and property valuation services. This means your broker works with the most complete and accurate view of your financial position, not guesswork.

Access to 100+ lenders